Being pregnant is never simple. Being pregnant without health coverage is significantly harder. The frustrating thing is that no woman wants to go uninsured if she has a choice about it, and often women become pregnant unintentionally, so the fair conclusion would be that insurance companies would be understanding of uninsured pregnant women.

That is not the case.

In reality Getting insurance for pregnant women is hard. Why? The ‘formal’ reason is because the pregnancy is viewed as a preexisting condition, a reason that causes a lot of people to struggle to obtain health coverage (for example, if someone has AIDS, getting health insurance and does not possess insurance might prove to be virtually impossible as well).

On one hand, it is easy to understand the health provider’s view point: nine months of pregnancy can cost quite a lot: visits to the doctor, standard screenings, the risk of complications and not to mention the delivery itself. However, pregnancy is a natural fact of life, and in this day and age we really should expect that there be regulations helping women get health insurance if they discover they are pregnant and are uninsured.

Unfortunately, this does not seem to be the case – there is no law requiring insurance companies to help women in this situation. Many women would not even ask for a low cost medical insurance but would compromise for whatever they get – but alas, even that is not a trivial task.

The good news is that there are multiple programs that offer maternity coverage for women, as well as programs that are insurance-like (which cover the entire pregnancy and delivery) – basically, these are sufficient.

In our site, The Guide to Health, we provide several articles that explain the options available for women in this condition as well as offer links to one such a program. Hopefully, you, the reader, are not uninsured and pregnant – but if you are, this site can really help you.